Some people who are holding a term life insurance and other types of insurance plans for that matter get caught in a situation wherein they sell their coverage. Of course, a sane person would not sell such thing if they are not in a dire need. It is a known fact that the primary purpose of life insurance plans is to provide death benefits to the family of the insured. This means that the cash benefit will only be received when the plan holder dies. But when they get in a circumstance when th...